In our

financial lives

, the lessons we absorb often shape long-term outcomes. The last 365 days gave us plenty to learn from.

  • Garry Marr: For Canadians who own real estate in the U.S., decision to sell comes at a cost
  • Garry Marr: How raiding your TFSA before the end of year could save you thousands

• Email: gmarr@postmedia.com